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  • Bank rate cuts - Accru Melb
    Lending

    RBA cuts interest rates to new low of 1% – Is it time to review your mortgage?

    July 1, 2019

    The big four banks respond to RBA interest rate cuts after news of a slowing economy so what does this mean for you? The Reserve Bank of Australia (RBA) lowered the official cash rate from 1.5% to the historic low of 1.00% through two consecutive rate cuts in the months of June and July 2019. […]

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  • Lending

    First Home Loan Deposit Scheme

    June 11, 2019

    Looking to break into the property market? You may be eligible! During the Federal Election, the Coalition announced a policy to target first home buyers throughout Australia. The proposed $500 million scheme will allow eligible first home buyers to qualify for a loan with only 5% of a deposit. Capped at 10,000 loans per year, […]

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  • Latest Lending Calculators - Accru Melbourne
    Lending

    Lending Calculators

    August 21, 2018

    We now offer a range of calculators to assist you with your lending needs. To make sure you are heading in the right direction with your lending needs, we have now made a range of calculators available for you to use. These selection of calculators will be helpful for finding out; how much you can […]

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  • Picking the right bank for you - Accru Melbourne
    Lending

    Let’s talk about picking the right bank for you!

    August 3, 2018

    Picking the right bank is an integral part of handling your financial affairs but how do you decide? The decision of which bank you should use is one that is far more significant than what you may realise. Your bank is your main point of call for all your financial matters and can easily become […]

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  • Value of a Mortgage Broker - Accru Melbourne
    Lending

    The value of a Mortgage Broker!

    July 18, 2018

    ‘Mortgage brokers make mortgage markets work better.’ Given mortgage brokers have helped settle more than half of all residential loans across Australia no wonder they have become a focus of scrutiny within the financial sector in recent times. The new report from Deloitte Access Economics has found that brokers help drive competition, increase consumer choice […]

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  • Saving for your first home - Accru Melbourne
    Lending

    8 simple steps to saving for your first home

    July 2, 2018

    Author: Tessa Gray Are you wanting to buy your first home but need some help? If you’re a young person living in this modern consumerist world, you may be finding it an impossible challenge to break into the booming Australian property market. Many of our young accountants share this challenge and here are some tips […]

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  • Mortgage 101 - Offset Accounts v Redraw - Accru Melbourne
    Lending

    Mortgage 101 – Offset Accounts VS Redraw

    June 12, 2018

    What suits you? Offset accounts vs redraw facility One of the many options to consider when comparing a mortgage product is whether to choose a product with an offset account or redraw facility – so what is the difference between the two? Both offset accounts and redraw facilities allow you to utilise your savings to […]

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  • Cashouts refinancing property - Accru Melbourne
    Lending

    Stress less, refinance and cash out!

    May 29, 2018

    Have you ever considered a refinance cash out? Everybody knows you can get a car loan to purchase a car, use a credit card for your holiday and a personal loan for that extra cash you need for that special occasion. However another option people could consider is a refinance cash out! Given you have […]

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  • Fixed Interest Rates - Accru Melbourne
    Lending

    To fix or not to fix my mortgage interest rate?

    May 11, 2018

    Should I fix my interest rate? To fix or not to fix my mortgage rate? That is one of the most common questions lenders and mortgage brokers hear. The answer really depends on your personal situation. Fixing your loan could potentially end up helping you save a lot of money, and more importantly give you […]

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  • Buying your first home - Accru Melbourne
    Lending

    5 steps to buying your First Home

    April 11, 2018

    Buying your First Home? Often one of the trickiest steps when thinking about purchasing your first home is working out where to start. Once you break the process down however, it may seem a lot more straight-forward than you’d imagined. 1. Saving a deposit Many people in their 20s to early 30s decide that it […]

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