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  • Superannuation guarantee
    Superannuation

    Super Guarantee Increase – are you aware and are your systems ready?

    June 4, 2021

    From 1 July 2021 the superannuation guarantee (SG) is set to increase to 10% from the current rate of 9.5%. This has quietly snuck up as an issue for businesses and employers who don’t have long now to prepare for the change. Whilst the legislated increases have been in place for some time, there was […]

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  • Choosing the right financial advisor blog
    Wealth Management

    How to choose the right Financial Adviser

    April 19, 2021

    No matter your age, learning to manage your finances is necessary in preparing for your future. Doing so however, can be intimidating or difficult for someone who isn’t already well versed in their finances or the opportunities that may be available to them. Therefore, anyone looking to review or manage their assets & liabilities, income […]

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  • Wealth Management

    Costs To Expect When You’re Expecting

    March 24, 2021

    Having a baby is one of life’s biggest and happiest decisions. It’s also one of the most expensive. But don’t let that turn you off. Making the transition into parenthood need not be a huge financial stress, as long as you’re prepared. There are three major periods in the financial planning for your newborn. Here […]

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  • Superannuation

    Increase in Pension Transfer Balance Cap

    February 24, 2021

    From 1 July 2021, the amount that a member can transfer to a tax-free retirement pension will increase from $1.6 million to $1.7 million. On the surface this may sound like great news for super fund members because they will be able to transfer an extra $100,000 into the tax-free environment. But there are a […]

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    Wealth Management

    Private Ancillary Funds

    November 19, 2020

    A more formalised philanthropic focus as part of your financial position. Australians are well known as very generous and giving individuals; no better example of this being the support and monetary donations Australians have provided to communities and charities during the recent bushfires across the country. The Australian Taxation Office (ATO) reports that the total […]

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    Wealth Management

    Premium Structure: Getting it Right from the Start

    October 26, 2020

    The structure of the insurance premium chosen will dictate its initial cost, as well as the total cost over the lifetime of the policy.   Not all premium structures are available from all Insurers. Retail Insurers will generally offer level or stepped premium structures, with some offering a hybrid option (due to recent legislative changes, […]

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  • Basket of investments - Accru Melb
    Wealth Management

    Importance of diversification in times of volatility.

    August 3, 2020

    Make sure your investment portfolio is well diversified. The impacts of the COVID-19 pandemic have been widespread and have led to significant volatility across domestic and global markets. With this volatility predicted to continue, it is now as important as ever to ensure your investment portfolio is well diversified to help ride out this expected […]

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  • Protect family - Accru Melbourne
    Wealth Management

    A State of Flux – Current and Upcoming Changes to the Income Protection Market

    June 1, 2020

    Updates to Income Protection Policies As previously touched on in our last insurance article (February 2020), there were some significant earmarked changes coming into effect in the near term to the Income Protection (IP) market. In order to maintain a viable and prosperous market into the future so all Australians could, if they wished, protect […]

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  • Wealth Management

    Are Zoom meetings with your Financial Advisor during COVID-19 safe?

    May 4, 2020

    New ways to stay connected with your Financial Advisor With social distancing and isolation becoming the new norm in our everyday lives, it’s no surprise that we’re finding new ways to stay connected. From FaceTime and WhatsApp to Zoom and Skype, there is no shortage of video-conference solutions that we have access to. Zoom has […]

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  • Protected young family car
    Wealth Management

    Changes ahead! Is your Income Protection Policy road worthy?

    February 3, 2020

    8 points to consider when choosing the right Income Protection Policy.  Your ability to earn income is your most important asset so having a plan in place when you are forced off the track and require a tune up from your mechanic is vital. An Income Protection (IP) Policy can assist to smooth out the […]

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