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  • Wealth Management

    Costs To Expect When You’re Expecting

    March 24, 2021

    Having a baby is one of life’s biggest and happiest decisions. It’s also one of the most expensive. But don’t let that turn you off. Making the transition into parenthood need not be a huge financial stress, as long as you’re prepared. There are three major periods in the financial planning for your newborn. Here […]

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  • Superannuation

    Increase in Pension Transfer Balance Cap

    February 24, 2021

    From 1 July 2021, the amount that a member can transfer to a tax-free retirement pension will increase from $1.6 million to $1.7 million. On the surface this may sound like great news for super fund members because they will be able to transfer an extra $100,000 into the tax-free environment. But there are a […]

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    Wealth Management

    Private Ancillary Funds

    November 19, 2020

    A more formalised philanthropic focus as part of your financial position. Australians are well known as very generous and giving individuals; no better example of this being the support and monetary donations Australians have provided to communities and charities during the recent bushfires across the country. The Australian Taxation Office (ATO) reports that the total […]

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    Wealth Management

    Premium Structure: Getting it Right from the Start

    October 26, 2020

    The structure of the insurance premium chosen will dictate its initial cost, as well as the total cost over the lifetime of the policy.   Not all premium structures are available from all Insurers. Retail Insurers will generally offer level or stepped premium structures, with some offering a hybrid option (due to recent legislative changes, […]

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    Wealth Management

    Importance of diversification in times of volatility.

    August 3, 2020

    Make sure your investment portfolio is well diversified. The impacts of the COVID-19 pandemic have been widespread and have led to significant volatility across domestic and global markets. With this volatility predicted to continue, it is now as important as ever to ensure your investment portfolio is well diversified to help ride out this expected […]

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    Wealth Management

    A State of Flux – Current and Upcoming Changes to the Income Protection Market

    June 1, 2020

    Updates to Income Protection Policies As previously touched on in our last insurance article (February 2020), there were some significant earmarked changes coming into effect in the near term to the Income Protection (IP) market. In order to maintain a viable and prosperous market into the future so all Australians could, if they wished, protect […]

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  • Wealth Management

    Are Zoom meetings with your Financial Advisor during COVID-19 safe?

    May 4, 2020

    New ways to stay connected with your Financial Advisor With social distancing and isolation becoming the new norm in our everyday lives, it’s no surprise that we’re finding new ways to stay connected. From FaceTime and WhatsApp to Zoom and Skype, there is no shortage of video-conference solutions that we have access to. Zoom has […]

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    Wealth Management

    Changes ahead! Is your Income Protection Policy road worthy?

    February 3, 2020

    8 points to consider when choosing the right Income Protection Policy.  Your ability to earn income is your most important asset so having a plan in place when you are forced off the track and require a tune up from your mechanic is vital. An Income Protection (IP) Policy can assist to smooth out the […]

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  • Wealth Management

    Should you avoid the WAAAX stocks?

    November 19, 2019

    Make sure you understand what you’re investing in. Investor’s worldwide love to be able to discuss stocks that have had extraordinary performances over a short period of time. Over the past couple of decades in particular, the technology sector has been at the forefront of some incredible investment returns. As much as it’s nice to […]

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  • Travel card - Accru Melb
    Wealth Management

    The importance of having a reliable travel card

    September 30, 2019

    Learn how to easily access your money overseas. If you’re travelling overseas for business or pleasure, it’s important to have easy access to your money. There are lots of options on the market, including debit cards, credit cards, and dedicated pre-paid travel money cards. While accessibility should be your biggest concern, it’s also important to […]

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