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  • Wealth Management

    CHANCES Scholarship Program

    November 8, 2018

    Thank you Future2 Foundation! In 2018, Future2 Foundation awarded over $180,000 in grants to community not-for-profit organisations with programs for socially and financially disadvantaged young Australians. There are 19 charity organisations across Australia who received grants, each endorsed by a local Financial Planning Association (FPA) member. We congratulate one of our Partner’s, Richard Addison, on […]

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    Wealth Management

    Ensure your Income Protection Policy is road worthy if you are forced off the track!

    September 14, 2018

    8 points to consider when choosing the right Income Protection Policy.  Your ability to earn income is your most important asset so having a plan in place when you are forced off the track and require a tune up from your mechanic is vital. An Income Protection (IP) Policy can assist to smooth out the […]

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  • Asset Allocations - Accru Melbourne
    Wealth Management

    Changing your superannuation asset allocation

    August 29, 2018

    It is important to change your superannuation asset allocation depending on your age! The asset allocation of your superannuation over your lifetime can have a significant impact on the ability of your portfolio to provide and meet your needs during retirement. When we talk about asset allocation, all assets are divided into two broad categories; […]

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  • 10 questions to ask Financial Advisor - Accru Melbourne
    Wealth Management

    10 questions to ask your Financial Advisor

    August 13, 2018

    What should you be asking your Financial Advisor? Choosing a Financial Advisor that is right for you can be a hard and overwhelming decision, that’s why it’s important to ask the right questions before you make any commitments. Below are some questions that can help in your decision making. What are your qualifications? The Financial […]

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  • Insurance Premiums Life - Accru Melbourne
    Wealth Management

    Insurance Premiums – no one likes paying them so how do you keep a lid on them?

    July 10, 2018

    What to consider when it comes to Insurance Premiums! Obtaining appropriate life insurance shouldn’t be about price but purpose or reason for the cover. However, even if you have taken the time and effort to implement an Insurance Strategy, no one likes to pay the premiums, especially when they start to sky rocket at a […]

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  • Happy Financial Year Resolution Tips - Accru Melbourne
    Wealth Management

    Happy New Financial Year!

    July 3, 2018

    Top Seven New Financial Year Resolutions! With a new Financial Year comes New Financial Year Resolutions! Our trusted advisors are here to help.   1. No more credit card debt Interest rates vary from 8% to 20%. Credit card points are only financially worthwhile if you never miss a monthly payment. Use a low interest […]

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  • Financial Travel Costs Tips - Accru Melbourne
    Wealth Management

    The dilemma in funding travel costs – what you choose can save you hundreds of dollars!

    June 22, 2018

    Financial Travel Tips – what should you decide? There are so many choices available when deciding on how to fund your travel costs whilst travelling overseas. How do you chose and does it really make any difference? The fact is, choosing the right way to fund your travel expenses can potentially save you hundreds of […]

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  • Invest is best children grandchildren - Accru Melbourne
    Wealth Management

    To invest is best for your children and grandchildren

    June 6, 2018

    How do you grow wealth for your children? There are many benefits of investing for a child: Leaving a legacy for them Providing for education expenses Having enough money for the big purchases (car, house etc) Teaching them how to invest Teaching them the miracle of compound growth The structure of Ownership No separate investment […]

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  • 10 Financial tips before and after children - Accru Melbourne
    Wealth Management

    10 financial tips for before and after children

    May 22, 2018

    What should you do financially before and after you have a child? Pre birth Private Health Insurance – if you want to use a Private Hospital you need Private Health Insurance (including pregnancy) at least 12 months before the child is born (some insurers are longer). Yes, this means signing up well before… Centrelink – check […]

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  • Family in the park having a picnic
    Wealth Management

    Nanny vs Child Care

    May 4, 2018

    Am I Financially Better off Employing a Nanny? In 2018, there were substantial changes to child care benefits and child care rebates. These were replaced by the Child Care Subsidy which is determined by three separate tests detailed below. These changes were designed to increase assistance for lower income households and accordingly reduce benefits for those families […]

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