We provide you with a holistic plan that considers all your financial affairs – investments, trusts, tax planning, risk insurance, superannuation, retirement, wills and estate planning.
An area of wealth management which many individuals neglect or delay in addressing is personal insurance. Yet it is a critical part of your overall financial plan to ensure that you and those closest to you are protected in the event of you being seriously ill or injured or on your passing.
Accru Wealth Management has the expertise of an in-house insurance specialist, who along with your financial adviser, can assist you in reviewing any existing insurance policies you may have, the associated costs and whether your cover is suitable for your circumstances. Many individuals may think that because they have insurance cover as part of their superannuation benefits they don’t need to review this aspect of their finances. However, it is vital that the insurance policies you have are of high quality and that you will be able to make a claim upon them when required. The way your insurance policies are structured is also a significant consideration as you may be able to arrange your policies in a tax effective way or minimise the impact that insurance premiums may have on your cash flow.
Factors such as your asset and liability position, financial dependents and financial commitments and obligations are imperative to consider when determining whether you or those close to you require insurance cover.
Accru Wealth Management can assist you in reviewing your need for:
- Life insurance
- Total and permanent disablement (TPD) insurance
- Income protection insurance
- Trauma insurance
Contact our Financial Specialists today on (03) 9835 8200 or alternatively fill out the form below and we will be in touch.
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Whether you are a small business owner, retiree or an employee needing advice; we will be there to assist you when you need us! Please contact us today to speak with one of our specialists.