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  • Life Insurance family - Accru Melb
    Wealth Management

    Group v Retail Life Insurance

    July 17, 2019

    What’s the difference between Group and Retail Insurance? Which type of life insurance policy is best for you? Should you take a group scheme through your superannuation fund or employer, or take out an individual policy yourself? If you already have life insurance, are your existing arrangements best for your circumstances? When applying for, or […]

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  • Bank rate cuts - Accru Melb

    RBA cuts interest rates to new low of 1% – Is it time to review your mortgage?

    July 1, 2019

    The big four banks respond to RBA interest rate cuts after news of a slowing economy so what does this mean for you? The Reserve Bank of Australia (RBA) lowered the official cash rate from 1.5% to the historic low of 1.00% through two consecutive rate cuts in the months of June and July 2019. […]

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  • Lending

    First Home Loan Deposit Scheme

    June 11, 2019

    Looking to break into the property market? You may be eligible! During the Federal Election, the Coalition announced a policy to target first home buyers throughout Australia. The proposed $500 million scheme will allow eligible first home buyers to qualify for a loan with only 5% of a deposit. Capped at 10,000 loans per year, […]

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  • Parliament house - Accru Melb
    Wealth Management

    Proposed Franking Credit Policy changes.

    April 15, 2019

    Proposed changes to franking credits The Labor Party has proposed significant changes to existing franking credit policy if they win the Federal election in May. Also known as imputation credits, a franking credit is a nominal unit of tax that allows Australian companies to pass on tax paid to shareholders under dividend imputation. Under the […]

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