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First Home Buyers

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Our specialist mortgage broking and lending service can help you find a home or
business loan which best suit your needs and could offer substantial interest savings!

We understand that buying your first home can be a complex and daunting process however our experienced Lending Specialists will show you that it isn’t as complicated as you first imagined. As a first home buyer, it is important to understand which factors to consider when deciding to begin the house hunting process.

Firstly, our Lending Specialists can assist you with setting up a strategy that is tailored to your situation to save up for a deposit. We will also be able to explain other viable options such as utilising security guarantors and lenders mortgage insurance should you want to purchase a property before accumulating the standard 20% deposit.

Before attending an auction or making an offer you should always first obtain a pre-approval to understand how much you are able to borrow and what your budgeted property price range is. Our Lending Specialists will be able to thoroughly analyse your situation and calculate your maximum borrowing capacity and in turn assist you with the pre-approval application process.

As a first home buyer you are eligible for a range of government stamp duty concessions, grants and rebates. Our Lending Specialists will be able to recommend a conveyancer and/or solicitor to inform you of your individual eligibilities. The legal advisor will also be able to help you review contracts and section 32s for any properties you are interested in prior to making an offer, whether for a private sale or at an auction.

Once a contract to purchase has been signed our Lending Specialists will speak to a range of financial institutions on your behalf to negotiate the most competitive interest rate for your situation.

Follow this link to see our comprehensive first home buyers checklist.

 

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Contact our Lending Specialists today on (03) 9835 8200 or alternatively fill out the form below and we will be in touch.

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Buying a house? Need business advice? Want to know where to invest your money? Or does your business need an audit? We want to give you every possible chance to grow your wealth, better your health and be proud of yourself!

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Whether you are a small business owner, retiree or an employee needing advice; we will be there to assist you when you need us! Please contact us today to speak with one of our specialists.