Website Terms & Conditions

This website (the Website) is created and controlled by Accru Melbourne Pty Ltd ACN 005 417 096 and any holding companies, subsidiaries, or related entities (referred to collectively as Accru, our, we or us).

These terms and conditions (Terms) apply when you use the Website, and by accessing or using the Website, you agree to be bound by these Terms, and any other terms and conditions referred to in these Terms or notified to you by Accru, as amended from time to time in accordance with these Terms.

If you don’t agree to these Terms, you must not use the Website.

As a visitor, you do not have to submit any personal information to use the Website. However, from time to time, the Website may invite you to register and provide information about yourself.

The way in which we collect, use and disclose your personal information is set out in our Privacy Policy. By providing us with your information, you agree to the Privacy Policy.

Accru does not guarantee the safety or security of your computer system or other electronic device.

While we have technological and operational security policies and procedures in place to protect your personal information from loss, misuse, alteration or unintentional destruction, we cannot and do not guarantee the secure transfer of data over the internet. You are responsible for taking your own precautions to ensure that your access of the Website does not expose you to the risk of viruses, malicious computer code or other forms of interference.

Accru is not liable for any disclosure, unauthorised use, loss, damage, expense, harm or inconvenience resulting from transfer of data over the internet that is beyond our reasonable control, or for any loss or corruption of electronically stored data or any damage to any computer system or other electronic device caused in connection with the use of the Website.

All payments made via the Website are facilitated by Westpac Banking Corporation. Westpac Banking Corporation is fully compliant with the Payment Card Industry Data Security Standard (PCI DSS) Level 1, and a registered Australian Financial Services License holder (AFSL No. 233714).

The Website may contain links to third parties’ websites. Those links are for convenience only, and we are not responsible for the content or practices associated with the linked websites.

Accru does not endorse the services or products provided by third party websites and has no liability in connection with these sites. Accru makes no representations or warranties as to the accuracy of, or any other aspect relating to, those resources.

The information contained and accessed on the Website is intended to offer the user general information of interest. The information provided is general information only, and is not, and does not replace, legal, accounting, tax, financial or other professional advice, consultation or service. If you would like advice, you should consult with an Accru professional in the respective legal, accounting, tax or other professional area.

Accru makes no representations or warranty of any kind, express or implied as to the operation of the Website or the content. You expressly agree that your use of the Website is at your risk.

Accru does not guarantee or warrant that the Website will be uninterrupted, without delay, error-free, omission-free, or free of viruses. Therefore, the information is provided “as is” without warranties or representations of any kind, express or implied, including warranties as to the accuracy, timeliness or completeness of the Website or any of its content.

Accru will not be responsible to you or any third party for any direct or consequential loss suffered in connection with the use of this Website. To the maximum extent permitted by law, you and Accru each exclude each other from any liability that may arise due to your use of the Website, including for example but not limited to:

Accru is the owner of the Website and all materials on the Website (including trade marks, text, graphics, logos, design, icons, images, copyrights, database rights, sound and video recordings, pricing, downloads, software and all other intellectual property appearing on or contained within the Website), unless indicated otherwise. All information, text, material, graphics, software and advertisements on the Website are our copyright and that of our suppliers and licensors unless expressly indicated otherwise by us.

Unless it is expressly granted to you, use of the Website does not grant you any right, title, interest or licence to any intellectual property you may access on the Website.

Unless permitted by law, you must not otherwise reproduce, transmit, adapt, distribute, sell, modify or publish the Website, or any part of the Website, without our prior written consent. As content on the Website is copyrighted, any unauthorized use of any materials on the Website may violate copyright, trademark and other laws.

You agree that you must not:

We reserve the right to investigate suspected violations of the Terms and to take any action we deem appropriate, including but not limited to, reporting any suspected unlawful activity to law enforcement officials, regulators or other third parties and disclosing any information necessary.

These Terms are governed by and interpreted in accordance with the laws of Victoria, Australia.

We may update these Terms from time to time. Updates to these Terms will take effect once displayed on the Website, but will not impact any accrued rights or obligations that you accrued under the previous Terms.

We may remove the Website as a whole, or vary or remove any sections, features or functionalities of the Website, at any time.

All rights not expressly granted are reserved.